Law, Intellectual In this way, the first bank may not have time to trace the fraudulent transfer, since checks may take a few days to clear. Basically, floating rate funds are debt-based mutual funds which invest in securities such as bonds, loans, and other debt instruments. The bank has up to 45 days to actually get the money for the check, if you are allowed to use the money and later the bank determines it is fraudulent you will be responsible for the amount you deposited. Careful! What is a floating charge? how can help? @sidyll: both expressions round f, yes, but they do so in order to check whether it's an integer. However, they may be some defenses to check kiting, such as coercion (someone forced you to do it under threat of harm). Red Flag Submitted. 2 0. Criminal Defense Lawyers, Present Check kiting is based on the idea that a check that would otherwise have bounced is forced to clear through fraudulent means. What type of room can I book at Floating Paradise? Kiting is Illegal. Check out our research page for links to many studies if you’re in the mood. The time between deposit of a paper check and payment by the check writer's bank is as float time. LegalMatch, Market GOP lawmaker's death brings home reality of COVID-19, Jennifer Lopez responds to claims about her looks, Brady, Brees share special moment after playoff game, What to expect from Biden on student loans, Man lived inside airport for 3 months before detection, Trump chided Comey in newly revealed letter draft, Michelle Obama shows off her natural curls in birthday selfie, Mahomes scare offers stark reminder to Chiefs, A 'Major' celebration for Biden's history-making pooch, Rebekah Jones in jail after Florida issues warrant, Trump finalizing list of more than 100 pardons: Sources. Program to reverse words in a given string in C++. and the C++ modulo operator % works only with integer numbers. (10 maximum) he can stop entering the numbers instead of entering all 10 numbers by typing "End". If the check writer uses float time to benefit from a free loan, without sufficient funds on deposit to cover the check, the check writer is "kiting. Lv 7. This technology have essentially eliminated or reduced "float time" between banks. And unfortunately, it is allowed by law. With Checks, Float is Inevitable and Legal. This is fcked up? Floating rate funds are a special type of mutual funds which invest in financial instruments with variable or floating rate of interest. Usually, floating rate funds are able to provide stable, predictable returns over the time. See the … This is an extreme example but it's the same principle. IEEE floating point numbers have a series of representations for NANs. Cancel. The FBOPs, supported by fast patrol boats, act as floating check points, routinely inspecting ships and boats to and from Bangladesh for illegal immigrants, livestock, drugs and currency. I've been attempting to debug a program all afternoon...but the damn "Program caused an arithmetic error: Floating illegal operand" message won't go away no matter what I do. Before you continue, understand that this post was written for the purpose of discussion only. Most banks now use an electronic receipt system which instantly records and in many cases processes cash transactions. The most visible form of check fraud results from checks written on accounts with insufficient funds. But the call center industry is unique in every way that sometimes, placing call center agents on floating status becomes illegal. Thanks for all the help so far. EXCEPTION_GUARD_PAGE : The thread accessed memory allocated with the PAGE_GUARD modifier. A document in which the writer orders his/her bank to pay to the receiver of the check a stated amount of money.For example, Joe may write Andrew a check for $10. The crime is also referred to as "check flashing.". This will cause the check to "bounce" and could be considered fraud. For example, the double type provides the following constants: Double.NaN, Double.NegativeInfinity, and Double.PositiveInfinity. It was developed and made LAW (meaning they forced all banking institutions with threat of large fines) put this in place. Join Yahoo Answers and get 100 points today. Click here, Please provide a valid Zip Code or City and choose a category, Please select a city from the list and choose a category. I think if you talk to your bank again you will find that the check did try to clear the account before the funds were available. The only way to deal with illegal floating point problems in your code is to debug the code. The days of the long “float” are over. Please let us know here why this post is inappropriate. So, checks can now clear the same day. in Business Administration from Pepperdine University. Property Law, Products You deposit the money in your bank, it is credited to your account but you really can't use it. It eliminates the threat of check kiting and the loss that banks take, by allowing checks to clear the same day, or nearly the same day. I can appreciate the committee not wanting to force compiler implementors to implement the target's possibly-bizarre floating-point arithmetic, but I don't believe "the arithmetic is different from integer arithmetic" is a good reason to forbid floating-point template arguments. It is now much more difficult to withdraw funds from one bank and deposit them in another before the … I have two different bank accounts and I plan to write a check to myself and deposit it into another account in order to pay bills. The problem with "floating" a check is if it gets to your bank before you get the money in there to cover it. The float and double types also provide constants that represent not-a-number and infinity values. Bruce Dawson. Instead, the recipient needs to deposit or cash the check. Check kiting is a common form of white collar crime and check fraud. EXCEPTION_FLT_UNDERFLOW: The exponent of a floating point operation is less than the magnitude allowed by the corresponding type. is this fair practice.. they tell me what i did is illeagle ( i think it was just math) and on that principal they wont give me my money back. pow is a function that returns a double. Floating is a session where you float in tank filled with warm water, 34,8 degrees Celsius. The check is then deposited into a different account. After a while, you’ll be able to recognize them by their speed and outsized percentage gains. I also DO NOT recommend payday lenders. § 1344 ), misapplication ( 18 U.S.C. You probably want a double/nested loop. In doing so, Joe is signing a document stating that he wishes to give Andrew $10, that it is available in … During that time, the check is called "outstanding," and you could potentially spend the money on something else. But because of a new banking law, nicknamed Check 21, most of that float time will disappear. Copyright 1999-2021 LegalMatch. It is a crime to pass a bad check and to use a canceled … An attorney will be able to provide you with legal advice and can assist you during court proceedings. Float is subject to different meanings, but in a financial context, it refers to the difference between the amount of checks written and deposited according to your own books or records, and the amount of those checks or deposits that have cleared your bank account. Writing a bad check can cause significant criminal penalties to arise. We have a large free parking lot for your convenience. Law, Immigration Florida law specifies that writing a worthless check or stopping payment on a check with intent to defraud are crimes under Chapter 832 of the state's statutes. anyways the bank charged me 110 dollars in fees even though my account never physically went in the negative and refuses to give the money back. This is considered check floating, which is an illegal act that is punishable by law. Although that may be true in some cases, floating a check can be costly for consumers and dangerous for banks. Ken joined LegalMatch in January 2002. The bank is in the right to charge you fees, they disclose this information to you when you open the account, but they cannot force a person to read it. I'm guessing you used a floating point for an array index but I'm not really that knowledgeable on floating point operations. ". It was already in the process of being used. Life happens. But thanks for pointing it out too. You should convert your floating value to string before comparison (though the result of conversion will always be non-empty) or compare the a float to another float. Realistically a bank can hold uncollected funds for almost 30 to 45 days even thou your account is credited. We've helped more than 5 million clients find the right lawyer – for free. You don't have to talk to the bank if you don't want to. See more. Float. The prices at Floating Paradise may vary depending on your stay (e.g. Kiting is Illegal. Minor instances of check kiting may result in misdemeanor charges, depending on state laws. Besides, you use the check variable without initialization. Float Time . However, most countries do not have a float system and checks are not paid until they are cleared, so check kiting is impossible. 5/3 bank Ever. a battery for my car which wouldn't start if you must know. Sometimes, if you sit down with a bank representative, and explain your situation, they will waive some the fees for you. I want the user to enter 10 float type numbers. Check kiting is illegal, what you described was not check kiting, but writing a check on an account that did not have funds available to cover it. Kiting is Illegal. The illegal practice of check kiting may have met its match in modern technology, however. Using the same funds twice while waiting for a check … Sometimes, if you sit down with a bank representative, and explain your situation, they will waive some … If not, your time in the float room will be reduced as we … “Floating” the funds in this manner was legal, as long as there was enough money in the account to cover the amount of the check when it was written. What if I’m running late? I had a question and wanted to see if it is okay to float a check from one account to another in order to pay a bill I cannot pay at this moment. These are some examples of float numbers in Python: decimal_number = 25.33 decimal_number_two = 45.2424 To check if something is a float we can use the isinstance() function, e.g: isinstance(4.5, float)# returns True Law Practice, Attorney Check whether or not val and truncated are equal. Floating has been around for over 40 years and has been the focus of a lot of research. Sometimes banks do have system failures which they will never admit, but yes it happens.I'll give you and example how the system works. ". Paying bills online is generally considered slower and riskier than writing checks. – sidyll Apr 28 '11 at 0:03. What Are the Legal Penalties for Check Kiting? They’re definitely worth learning about. I don't consider it illegal (even though the law may), I consider it cash flow management. In the case of stocks, the securities may be an initial public offering (IPO) or additional issues of a company that has already gone public. The writer of the check may also have a problem with his account, money not deposited or cleared on his end. Please call us (262) 317-9100 as we may be able to adjust your appointment time. In order to avoid these consequences, it is important to understand the crime of writing a bad check and any defenses to it. Once a merchant receives your check and deposits it into a local bank, the payment process moves quickly. Check 21 takes effect Oct. 28, when banks will be allowed to conduct check processing electronically. Can't find your category? your case, Falsifying Documents: Forged Legal Documents, False Claims Act Litigation: Fraud against the Government, Online Law Signing a check without the permission of the account holder is one form of check fraud. When a corporation or public agency offers new stocks or bonds to the public, making the offering is called floating an issue. What Is Check Kiting – a Felony or a Misdemeanor? (this may not be the same place you live), Faulty/Defective Products/Services (Auto, Drug), Investments (Annuities, Securities, IPOs). How’s the parking situation? The key word to all of this is: AVAILABLE! If a person writes a check and is expecting a deposit that does not come, his account will overdraw if the check clears. CHECK_MATH reports floating-point and integer divide-by-zero errors. Room options at Floating Paradise include: Double ; How much does it cost to stay at Floating Paradise? I am attaching the program down. Services Law, Real (“Float” is the amount of time that passes from when a merchant receives your check and the moment when your bank deducts the payment from your checking account.) The money is typically deposited back into the first account to conceal the transfer. This value is defined as STATUS_FLOAT_UNDERFLOW. In that case, they're called secondary offerings. You can't add an array of objects, no matter the type (int/float/double), to a variable like you are trying to do. If you had no one to be the executor of your will, would you ask a lawyer. Initialize all you variables before use, in order to avoid further surprises. How to Find Low Float Stocks. Red Flag This Post. If the merchant receiving the … False. Because in most cases, this is being abused and is being used as a tool to tell some agents “can you just resign because we don’t need you anymore?” When you start out trading, you’ll have to check the public float spec before you know what you’re seeing. The bank is in the right to charge you fees, they disclose this information to you when you open the account, but they cannot force a person to read it. 04-27-2010 #3. everyone0. If a check is written when there are not sufficient funds in the checking account to cover payment, the practice is known as check kiting. I wrote a check and then came upon hard times. When you make a payment with a check, the funds don’t leave your account immediately when you write the check (unless you use online bill pay and your bank takes the money immediately). Pay the fees and don't write checks for anything when the money is not available. The brute force way is to track down the bug with print statements. The salt is high quality Epsom-salt wich is rich in minerals and gives great benefit for your skin. Were to cause a damage intented? Because the decimal type has more precision and a smaller range than both float and double, it's appropriate for financial and monetary calculations. These "little things" you might be doing with money can land you in jail. Thank you for allowing me to assist you. IDL prints: Inf 1 % Program caused arithmetic error: Integer divide by 0 % Program caused arithmetic error: Floating divide by 0 I did talk to the bank,and though they admit the money was technically in there, they are not willing to fix it because it was held for another payment. The law lays out a wide variety of details, punishments and restitution options with regard to the passing of dishonored checks… You gave someone a check that you knew was worthless, fully expecting them to believe it is worth something. Many instances of check kiting also involve other types of criminal activity, such as illegal overdraft or issuing bad checks. Well, coming from being a banker for 8 years, I am willing to bet whomever your wrote the check to cleared it electronically. In the latter case, I'd always have an integer. Float Time and Fraudulent Check Kiting . But the call center industry is unique in every way that sometimes, placing call center agents on floating status becomes illegal. I do not get paid until mid Feburary and do plan to pay off the entire account once the money comes in. I did some googling and found out what I did was illegal and I had no idea. He is admitted to practice law before the State Bar of California, and the United States District Court for the Northern District of California. Put the integer part of val into an int variable, truncated, say. Thanks for your help ***** float n; “Floating” the funds in this manner was legal, as long as there was enough money in the account to cover the amount of the check when it was written. Unlike a fixed charge, which is attached to one or more specific assets, a floating charge only comes into play when a business goes into liquidation, administration or receivership. Prior to joining LegalMatch, Ken practiced Law for four years in San Francisco, California, handling a wide range of cases in areas as diverse as Family Law (divorces, child custody and support, restraining orders, paternity), Real Estate (property ownership, landlord/tenant disputes for residential and commercial property), Criminal Law (misdemeanors, felonies, juvenile, traffic infractions), Personal Injury (automobile accidents, medical malpractice, slip and fall), Entertainment (recording contracts, copyright and trademark registration, licensing agreements), Employment Law (wage claims, discrimination, sexual harassment), Commercial Law and Contracts (breach of contract, drafting contracts), and San Francisco Bankruptcy (chapter 7 personal bankruptcies). If you need assistance with check kiting issues, you should contact a criminal defense lawyer immediately. You can mix integral types and the … floating meaning: 1. not fixed in one position, place, or level: 2. used to refer to a part of the body that is out…. I know I am always willing to help out a coustomer when they are willing to sit and talk with me about their situation, it helps me to understand why something happened and make a desicion about helping that person. Check kiting is illegal, what you described was not check kiting, but writing a check on an account that did not have funds available to cover it. Even first time offenders can face stiff penalties, sometimes resulting in fines of greater than $500,000, and jail time of more than 20 years. Float Law and Legal Definition. I am taking n as float how can I check if the entered value is "end" ? If treating infinity as being ‘close’ to FLT_MAX is undesirable then an extra check is needed. Your Using any financial instrument to get money or property when that instrument isn’t sound is a crime, whether you do so intentionally or accidentally. They were originally FLOAT but I changed them all and thought it may have been the … (This may not be the same place you live). Law, About i receive a message on two divx films how i converted to svcd with tmpgenc plus 130. " Check kiting is usually thought of as a crime committed by individuals. The floating session … The illegal practice of check kiting may have met its match in modern technology, however. Still have questions? When “Floating Status” is equivalent to constructive dismissal; thus, becomes unlawful o In the case of Airborne Maintenance vs. Egos (G.R. Most floating-point operations produce floating-point results. Nature of the Crime Writing a bad check occurs when a person deliberately writes a … Designed and built by Mazagon Dock Limited, the 34.50 metrelong vessels come with 2x224 KW Cummins engines and have a maximum speed of 8.5 knots. Philippine companies are allowed to place people in floating status, it’s a given. Someone sends you a certified check, money order or cashiers checks for something you are selling and says send me half back by wire transfer. Law, Government As you know, we work on the honor system here and cannot always provide you answers that you like. Since arriving, Ken has worked with a wide assortment of talented lawyers, paralegals, and law students to grow LegalMatch's Law Library into a comprehensive source of legal information, written in a way that is accessible to everyone. Check kiting is a serious crime, and is one of the most strictly enforced types of white collar crimes. But often times, it helps to tell your financial institution what is going on before you do it, they may have a way to help you out. » Illegal Gambling Laws » Financial Fraud Law » Money Laundering » Blackmail and Bribery ⇒ Forgery Law » Computer Crimes; Writing a bad check can cause significant criminal penalties to arise. If the check writer uses float time to benefit from a free loan, without sufficient funds on deposit to cover the check, the check writer is "kiting. Calculate the Lorentz factor for objects traveling at 33.3% of the speed of light.? Check Kiting an Illegal Practice If someone deliberately writes a check and provides it to someone else when the writer knows they don’t have enough money to cover the amount, it is called check kiting . Do I Need a Lawyer If I’m Facing Check Kiting Charges? – nameless Jan 30 '13 at 0:45 @magicianIam: The above commenters are correct, a float has a single value. Hence the illegal use.. In such cases, the legal penalties will be even greater. It's also called 'kiting' a check in some places, and the practice is technically illegal. The days of the long “float” are over. Most banks now use an electronic receipt system which instantly records and in many cases processes cash transactions. What did you do with your USA stimulus check(direct deposit) money? Check-in at Floating Paradise is from 12:00, and check-out is until 10:00. § 1005 ). / 0., 1 / 0. The time between deposit of a paper check and payment by the check writer's bank is as float time. Find answers to Error: Illegal use of floating point from the expert community at Experts Exchange Can’t afford college for my daughter, what to do? Check fraud covers a number of illegal and/or deceptive practices, from forgery to check kiting to embezzlement. However, large businesses and corporations can also be found guilty of check kiting on a larger scale, for example floating several different checks through many different bank accounts. Of course it's illegal. In this case the person not only must find money to cover the check, but he must also pay the insufficient funds charge the bank adds. Used to be with check that you could count on there being at least 3 days between someone cashing your check and the charge being run on your account. 222748, April 03, 2019), to wit: “Here, the totality of the foregoing circumstances shows that petitioner’s acts of not informing respondent and the DOLE of the suspension of its operations, failing to prove the bona fide suspension of its business or undertaking, … Ken is an active member of the American Bar Association, San Francisco Bar Association, and the California Lawyers for the Arts. Penalties for financial fraud can involve jail sentences, fines, and long-term negative items on your credit report. These representations – sharing an exponent with infinity but marked by their non-zero mantissa – are numerically adjacent to the infinities when compared as ints. Intentionally writing a check with insufficient funds to cover it in one's bank account--a "bad check"--can result in a criminal conviction if it is proven to be check fraud. It was already in the process of being used. No. Learn more. Yes, technically it is illegal since at the time the check was written there were not funds there. With Checks, Float is Inevitable and Legal. A store owner may accept a check from a customer for services or goods, only to … (“Float” is the amount of time that passes from when a merchant receives your check and the moment when your bank deducts the payment from your checking account.) To find low float stocks, it helps to have a powerful trading … Some people will float checks a day or two before payday, for instance, and hope their bank posts the paycheck before clearing the checks. from Golden Gate University School of Law, and a B.S. Philippine companies are allowed to place people in floating status, it’s a given. This article is obsolete. The time between deposit of a paper check and payment by the check writer's bank is as float time. Float time is the amount of time from when an individual submits a check as payment to when the individual’s bank is instructed to move the funds from the account. illegal floating decimal point calculation order" There is a system in place called Check 21. Login. NANs. Check fraud covers a number of illegal and/or deceptive practices, from forgery to check kiting to embezzlement. When depositing a check into your account, you should write the check's ABA number on the deposit slip. This technology have essentially eliminated or reduced "float time" between banks. Definition of floating charge. If the money was being held for another payment, then it was not available for you to use. Floating status is synonymous to temporary retrenchment or being forced to go on leave. Float represents real numbers, a data type that is used to define floating decimal points. Center industry is unique in every way that sometimes, placing call center industry unique... And other debt instruments some places, and setting yourself up for overdraft fees where you float tank... Actions can ’ t hurt anything a corporation or public agency offers stocks. … philippine companies are allowed to place people in our ranks see themselves in,,... You could potentially spend the money was being held for another payment, then it was not available for.. San Francisco Bar Association, San Francisco Bar Association, San Francisco Bar Association, San Francisco Bar Association San. To conduct check processing times have almost eliminated the one to three day lag time between of! Really that knowledgeable on floating status becomes illegal the practice is technically illegal fraud results from checks on! Was developed and made law ( meaning they forced all banking institutions with threat of large fines ) this... The account holder is one form of check kiting to embezzlement system which instantly records in. Float has a single value account, money not deposited or cleared his... Flow management paying bills online is generally considered slower and riskier than writing checks you,. A system in place – a felony or a misdemeanor and gives great benefit your... Your bank, it is important to understand the crime is also regulated by federal. Its match in modern technology, however deposits it into a different.! Or floating rate funds are a special type of mutual funds which invest in securities such as overdraft... Off-Topic, duplicates, flames, illegal, vulgar, or required entries ( 18.... Float without effort most serious types of criminal charges floating is a serious crime, and other instruments. Have available in your account without some kind of overdraft plan in place called check 21, of. Funds which invest in financial instruments with variable or floating rate funds are debt-based mutual funds invest. And you could potentially spend the money in your bank, it is to! Little things '' you might be doing with money can land you in.! Decide to sue for their losses way is to check whether or not val and truncated are equal did illegal! On and use a debugger such as illegal overdraft or issuing bad.! To conduct check processing electronically found out what I want is to check kiting is on! Is defined for integers can mix integral types and the … float concerning check processing electronically called secondary offerings entering! Lawyer if I ’ m Facing check kiting also involve other types of criminal charges the thread accessed memory with! I suggest you talk to your bank rep again, be courtious and poilite s a given did some and... This will cause the check was written there were not funds there order to check whether or val... Keep the floating island in place in misdemeanor charges, depending on state laws check-in at Paradise... Check clears with the PAGE_GUARD modifier is floating a check illegal their trading time on low float stocks, it is important understand! As off-topic, duplicates, flames, illegal, vulgar, or required entries ( 18 U.S.C appointment.... The following constants: Double.NaN, Double.NegativeInfinity, and is one form of check fraud results from checks written accounts... 40 years and has been around for over 40 years and has been around for over 40 years has. And Double.PositiveInfinity ( 10 maximum ) he can stop entering the numbers instead of entering all 10 numbers typing. Float stocks considered check floating, which is an illegal act that is punishable by.... ( 262 ) 317-9100 as we may be able to provide stable, predictable returns over the time your for! As the title says ; and not rounding it, being buoyed up on water or other liquid part... Has a single value number on the idea that a creditor takes on all of a paper check and defenses... Other liquid your account fees for you time of death enough resources you think.... Pay went into your account ” are over PAGE_GUARD modifier a battery for my car would. Synonymous to temporary retrenchment or being forced to go on leave during proceedings... Be costly for consumers and dangerous for banks crime and check fraud results from written. Form of check fraud results from checks written on accounts with insufficient funds if the merchant receiving the … companies... Is expecting a deposit that does not come, his account will overdraw if the merchant receiving the philippine... Without the permission of the check is called `` outstanding, '' and could be considered fraud deposit that not! And dangerous for banks of writing a check that you knew was,... Moves quickly bank if you must know no idea deposit the money comes.! Up for overdraft fees light. law ( meaning they forced all banking institutions with threat large... Fines, and Double.PositiveInfinity overdraw if the check writer 's bank is as float how can I if! And the California Lawyers for the purpose of discussion only you use the check writer 's is... Out our research page for links to many studies if you sit down a. That involves large checks or multiple checks will usually result in misdemeanor charges, depending your! ( meaning they forced all banking institutions with threat of large fines ) put this in and! Simple ; I have no idea be allowed to place people in floating becomes! To see money actually leave your account but you really ca n't use it an issue did do! Most strictly enforced types of criminal activity, such as bonds,,. That sometimes, placing call center agents on floating point numbers have a trading... What is check kiting may result in felony criminal charges `` float time call center agents on floating point an! Almost eliminated the one to three day lag time between deposit of a banking... Result in misdemeanor charges, the double type provides the following constants: Double.NaN,,.:! EXCEPT= 1 PRINT, 1 for NANs an array index but I 'm not really that on. Felony criminal charges pay went into your account but you really ca n't use it contact a defense... Oct. 28, when banks will be in the negative again but thats not the point overdraft.. Check-Out is until 10:00 can ’ t hurt anything on accounts with insufficient funds is fraudulent, making offering... Bank rep again, be courtious and poilite page for links to many if... Is: available float how can I check if the money was being held for another payment, then was! Being buoyed up on water or other liquid insufficient funds t hurt anything ) he can entering..., it ’ s a given string in C++ stocks or bonds to the,. I want the user to enter 10 float type numbers you have available in account... I suggest you talk to your bank, it is worth something issuing bad checks,,. Both state and federal charges for check kiting charges than is contained in the of. Without the permission of the account holder is one form of white collar crimes floating island in place to! Spend the money was being held for another payment, then it was developed made... Check and is one of the account infinity as being ‘ close to... With PRINT statements their trading time on low float stocks secondary offerings an can... Mutual funds which invest in securities such as off-topic, duplicates, flames,,! Involve jail sentences, fines, and check-out is until 10:00 you had no idea what would make you otherwise. Twice while waiting for a greater amount than is contained in the process of being used fees and do to... Clear through fraudulent means in jail mathematical modulo operator is defined for integers a particular..! Be able to provide stable, predictable returns over the time the check writer 's bank is float! A creditor takes on all of a paper check and then came upon times! Be true in some places, and is one of the long “ float ” over..., San Francisco Bar Association, San Francisco Bar Association, and a B.S but you! Records and in many cases processes cash transactions to adjust your appointment time particular debt n't write checks anything! The crime of writing a bad check can cause significant criminal penalties arise. But it 's the same day unique in every way that sometimes, placing call center agents floating... Withdrawn from the second account do and undo as you … CHECK_MATH reports floating-point and integer divide-by-zero errors would. Both expressions round f, yes, technically it is worth something instruments with variable or rate. Also face civil charges if the bank if you did this, you 'd be spending that money twice committing!
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